Home / Retirement Planning Education, with Andy Panko / #186 - "Hot topics" edition...Andy and Cody Garrett talk about ACA tax credits, Roth conversions, tax gain harvesting, paying taxes in retirement, using HSAs and MORE!

#186 - "Hot topics" edition...Andy and Cody Garrett talk about ACA tax credits, Roth conversions, tax gain harvesting, paying taxes in retirement, using HSAs and MORE!

Retirement Planning Education, with Andy Panko

Jan 08, 2026

1h 29m

Description

Andy and Cody Garrett from Measure Twice Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about: Affordable Care Act ("ACA") tax credits and income "cliffs" in tax planning ( 08:13 )Doing Roth conversions ...

Andy and Cody Garrett from Measure Twice Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about:

Affordable Care Act ("ACA") tax credits and income "cliffs" in tax planning ( 08:13 )
Doing Roth conversions vs tax gain harvesting ( 22:30 )
Paying taxes in retirement; estimated payments vs withholdings ( 31:33 )
Rushing into Roth conversions ( 38:50 )
When to start doing HSA distributions ( 51:31 )
Should you be worried about tech stocks ( 58:23 )
Timing Required Minimum Distributions ("RMDs"); when in the year to take them ( 1:08:26 )
Retirement spending anxiety ( 1:17:37 )

Links in this episode:

Cody's website - https://www.measuretwicemoney.com/

To send Andy questions to be addressed on future Q&A episodes, email [email protected]

My company newsletter - Retirement Planning Insights
Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

description

No Transcript Available

This episode hasn't been transcribed yet.