Listener Q&A where Andy talks about: How to calculate how much money you can gift or donate in retirement without running out ( 8:47 )Does the five-year rule met by a previous Roth IRA carry over to a new Roth IRA ( 17:03 )Is it better to draw down an inherited IRA and delay starting Soc...
Listener Q&A where Andy talks about:
- How to calculate how much money you can gift or donate in retirement without running out ( 8:47 )
- Does the five-year rule met by a previous Roth IRA carry over to a new Roth IRA ( 17:03 )
- Is it better to draw down an inherited IRA and delay starting Social Security, or vice versa ( 19:39 )
- Can distributions from an annuity in a 403(b) be used to meet Required Minimum Distributions in IRAs ( 23:37 )
- How to get cash flow or income from illiquid assets - such as real estate investments - when more income is needed than what's otherwise produced by the asset ( 31:21 )
- What are the drawbacks of investing in a total world stock market fund or total world bond market fund vs instead using multiple funds for stock and bond exposure ( 37:14 )
- If concerned about leaving money to an heir who may not be responsible for receiving a large inheritance, is it possible to pre-arrange for the purchase of an annuity upon death so the heir gets annuity income instead ( 44:48 )
- Should target date funds be used in conjunction with other funds, or just used by themselves ( 48:24 )
- When in an assisted living facility, how much of the facility's fees are deductible as medical expenses ( 53:50 )
- What's the best way to save money for a grandchild: 529 account, Uniform Transfer to Minors account or an account in your own name (with the grandchild named as beneficiary) ( 57:29 )
Link to Tax Planning to and Through Early Retirement
To send Andy questions to be addressed on future Q&A episodes, email [email protected]
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