Growing up in a frugal immigrant household, Ramit Sethi developed a scarcity-driven mindset and deep anxiety around money. After losing an investment in the stock market and studying both finance and psychology, he realized that most traditional financial advice ignores human behavior. Determined to break free from scarcity thinking, he rebuilt his relationship with money and began using it as a tool to design his own “rich life.” In this episode, Ramit shares how to rewire your money mindset, build wealth, and live a rich life.
In this episode, Hala and Ramit will discuss:
(00:00) Introduction
(02:19) His Background and Early Money Lessons
(09:39) Starting a Finance Blog in College
(15:25) What a “Rich Life” Really Means
(19:55) Money Psychology and Invisible Scripts
(24:33) Money Communication in Relationships
(29:27) The Conscious Spending Plan Framework
(42:08) Money Dials: Spending on What You Love
(48:29) Building Wealth and Finding Your Dream Job
(56:04) Saving Smarter and Earning More
Ramit Sethi is a New York Times bestselling author of I Will Teach You to Be Rich and the host of Netflix’s How to Get Rich. He has spent over 20 years teaching millions how to master personal finance, investing, and conscious spending. Ramit also hosts a finance podcast, Money for Couples, where he breaks down real-life money decisions through psychology-based frameworks. His work focuses on helping people design rich lives on their own terms.
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Resources Mentioned:
Ramit's Book, I Will Teach You to Be Rich: bit.ly/IWTYTBR
Ramit's Podcast, Money for Couples: bit.ly/MFC-apple
Ramit’s Show, How to Get Rich: iwt.com/netflix
Ramit's Website: iwillteachyoutoberich.com
Ramit’s Instagram: instagram.com/ramit
Ramit’s LinkedIn: linkedin.com/in/ramitsethi
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Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Scalability, Risk Management, Financial Planning, Business Coaching